Costs and Insurance

Health Insurance Funds

Our clinic is the preferred provider for the following health insurance providers:

HCF, nib, Smile.com.au

We are a recognized provider of HCF fund and participant to "More For Teeth" program.

We are part of the nib First Choice network.

Our clinic can serve members of the remaining health insurance providers

including Bupa, Medibank HI members.

Our applications to become preferred provider for major health funds are pending. In the meantime, in order to assist our patients, we simply match your health insurance's preferred provider fee schedule. Please call us for details and check our Special Offers page.

Unfortunately, membership and rebate rules changes significantly, from fund to fund, even within the same fund between different product ranges. We strive to make after-rebate, out-of-packet costs same as these fund's preferred provider networks. Most major funds allow electronic quotation query. Thus if the out-of-pocket costs are of concern to you, we can precisely determine how much your treatment's rebate and out-pf-packets would be, before the treatment begins.

Dental Plans

We are participating clinic for Smile (smile.com.au) dental plan.

Medicare CDBS

We bulk-bill Medicare Child Dental Benefits Schedule (CDBS) provided you meet the eligibility criteria. Your first appointment would possibly be administrative to find out your eligibility and to ring Medicare to determine your benefit status. We are happy to walk-through this benefit scheme with you so please give us a call today to book your next appointment.


The Child Dental Benefits Schedule (CDBS) commenced on 1 January 2014 and provides access to benefits for basic dental services to around 3.4 million children aged 2-17 years. It replaced the existing Medicare Teen Dental Plan (MTDP).

The total benefit entitlement will be capped at $1,000 per child over a two calendar year period. The CDBS will have a means test, which requires receipt of Family Tax Benefit Part A (FTB-A) or a relevant Australian Government payment.

The CDBS will provide individual benefits for a range of services including examinations, x-rays, cleaning, fissure sealing, fillings, root canals and extractions. Benefits will not be available for orthodontic or cosmetic dental work and will not be paid for any services provided in a hospital.

For more information please visit: Human Services.

Credit Cards and HICAPS Facilities

At North Road Dental Clinic, we accept VISA, MasterCard and American Express credit cards. EFTPOS facility and HICAPS are also available to you for faster claims through your private health funds.
MasterCard Visa HICAPS EFTPOS American Express

Payment Plans

We can offer DentiCare payment plans to help you with cost of dental treatments. Denticare is simply a recurring direct debit arrangement whereby with 20% deposit, 80% of the treatment fees can be spread out up to 24 months.

We can also refer you to various finance companies that can provide more flexible payment plans for treatment over time. Please note that we are not affiliated with them, thus kindly ask you to do your due diligence when selecting one of these companies.